Credit cards have become one of the leading tools of plastic money and have become an integral part of our financial life. Even when you don’t have cash in your wallet, you can rely on a credit card to take you out of any emergency. You can book flight tickets or order a book even at midnight with the help of your card. You can pay the amount on the due date fully or partially in monthly installments. The market is full of many lenders who are more than ready to hand you over a card. But as an user, you must always take the one which gives you maximum advantages. An ICICI credit card will simply do the same with you.

icici-credit-card

The bank has a box full of Credit cards which have their own specialties and features. Today, we will be exploring the world of an ICICI credit card and check the types of cards offered by the bank and their features & benefits.

  1. Gemstone- Check out the features of the cards offered under this category.
  • Coral
  • 2X rewards on both supermarkets and dining
  • Complimentary Provogue tie which is worth ₹999 when you join
  • Buy one get one free movie ticket offer along with discounts on dining

    2.Rubyx

  • You will get complimentary movie tickets along with golf rounds
  • You will receive Sennheiser HD221 Headphones whenever you join
  1. Coral American Express
  • You will receive 50% more reward points (RP) on all the online purchases you make
  • You will get “Extended Credit Period” offer
  • Buy one get one free movie ticket offer plus discounts on dining
  • You get 2X rewards on supermarkets as well as dining
  1.  Saphiro
  • You will enjoy benefits of two cards that too at the convenience of one account
  • Complimentary All New Kindle whenever you join
  • You will receive complimentary gold rounds along with movie tickets
  1. Diamant

Accessible only through invitation from the bank

Platinum and Coral: Cards offered under this category are secured, easy & convenient to use. You are not charged any kind of annual fees if you apply for this card. Check out the exciting features of the cards available under this segment.

  1. Platinum Chip
  • You will save at least 15 percent on Dining
  • You get rewards that are powered by PAYBACK
  1. Instant Platinum-
  • No annual fee is charged from you and is issued against a fixed deposit
  • At least 15 percent savings on dining
  • You get a discount of ₹ 100 on up to two movie tickets every month
  • You will receive two PAYBACK Points per ₹ 100 points
  1. Coral card against fixed deposit-
  • 2X rewards on supermarkets and dining
  • No need of income documents
  • Buy one get one free movie ticket offer plus discounts on dining
  • You will get a Provogue gift hamper worth which is ₹ 1500 as a joining gift

Ferrari:  One of the most exciting cards offered by the bank, a Ferrari card specifically focusses on having a Ferrari in your name and your name on a Ferrari. You are simply going to jump on the bed hearing about the features.

Signature

  1. You can enjoy discounts at online store of Ferrari on different Ferrari merchandise
  2. You receive a complimentary Scuderia Ferrari watch as a joining gift
  3. You get a BookMyShow buy one get one free offer

Platinum

  • You will have access to lounges at domestic Airports
  • You can enjoy discounts at online store of Ferrari on different Ferrari merchandise
  • You will receive a BookMyShow buy one get one offer

Expression:   Do you wish to own a card which  allows you to give a personal touch? If yes, then opt for this segment as you can design a personalised card according to your wish. Just in case you love MS Dhoni, then you can get his image on the card. Have a look the exciting features right here-

  • You can enjoy a rebate of ₹100 on up to two movie tickets every month in case you book on BookMyshow.com
  • You can earn three PAYBACK Points on every spending of ₹100 on all the retail purchases excluding fuel
  • You can make at least 15% savings on dining courtesy the bank’s Culinary Treats programme

Fuel-  Earn cashbacks every time you shop something. The list doesn’t end here. Check the mind boggling features of the cards provided under this section.  

HPCL Coral American Express-

  • You can earn six PAYBACK Points on every spending of ₹100 on retail purchases excluding fuel.
  • You will get a cashback of 2.5% along with zero surcharge when you purchase fuel at HPCL
  • You can redeem the PAYBACK Points worth 2,000 for fuel which will be worth ₹ 500

 HPCL Coral/Visa/MasterCard-

  • You can redeem PAYBACK Points worth 2,000 for fuel worth ₹ 500
  • You can earn two PAYBACK Points on every spending of ₹100 on retail purchases excluding  fuel.
  • You will get a cashback of 2.5% along with zero surcharge when you purchase fuel at HPCL

Unifare Metro Card: ICICI bank has created a special credit card for the people in cities of New Delhi, Mumbai and Bengaluru, who travel via the metro. This card will help you get rid of the long queues inside the metro stations. The auto recharge facility is simply going to blow your mind. In short, you will get a credit card and a metro card, all in one. The cards offered are-

  1. Unifare New Delhi Metro
  2. Unifare Mumbai Metro
  3. Unifare Bengaluru Metro

Contactless: Check out the features of the cars offered under this section.ou are offered two different cards under this section. Have a look at them along with their features.

1.Coral Contactless

  • Buy one get one free movie ticket offer plus discounts on dining
  • You will get 2X rewards on both supermarkets and dining
  • Complimentary Provogue tie which will be worth ₹999 whenever you join
  1. HPCL Coral Visa Contactless
  • You will get a cashback of 2.5% cashback and 1% fuel surcharge waiver on the purchase of fuel at HPCL
  • You can earn two PAYBACK Points on every spending of ₹100 on retail purchases excluding fuel.
  • You can redeem 2,000 PAYBACK Points for a fuel which is worth ₹ 500

ICICI Credit Card Payment Online

ICICI Credit card bill payment can be made by using either Net Banking or a debit card. Click to Pay facility under Net Banking can be used to make payments from banks other than ICICI Bank. First of all you will have to select the bank  through which you will make the payment from the given list. After that you have to give the details like the card type and the 15/16 digit credit card number and the amount due. Once you confirm the payment, you will be redirected to the payment interface of the selected bank. Simply feed in your Net Banking user id along with the password. Once you confirm the payment, the amount will be automatically debited from your account.
Click to Pay option can also be used for a debit card to clear your bills. You are supposed to select the card type and after that enter the card details. ICICI credit card number has to be entered twice followed by the amount which is outstanding against the card. Once you click on ‘Pay Now’, you are going to be directed to the payment gateway. Confirm the payment by entering the authentication details. You will receive online confirmation for the same.

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