Credit cards have turned out to be one of the best tools of plastic money. At a time when India is taking baby steps towards a cashless economy, a credit card has emerged as the best way for making online and cashless transactions. The card has numerous advantages as proves to be very useful even when you don’t have cash in hand.
It has actually eliminated the need to carry huge amount of cash. But you must keep in mind that a credit card comes with responsibility as well. You have to make the bill payment on due time so as to avoid interest on the same. Of course you can do so considering the numerous benefits and features you get on a credit card. When it comes to exciting reward points and mind boggling cashback offers, none can match the charm of an Axis Bank credit card.
The bank provides the user the best possible features and bumper offers. A smart cardholder will always ensure that he/she pays the bills on due time. I strongly believe you too belong to the same category. To make things crystal clear for you, I will be telling you about Axis Bank credit card bill payment. After reading the article you can easily make the payment and be assured from your side.
Axis Bank Credit Card Bill Payment
A person can make Credit Card Bill Payment through two main modes, either the online mode or the offline mode. Have a look at the different methods available under the two modes.
By issuing a cheque/ demand draft: A person can easily make his/her Axis Bank credit card bill payment by issuing either a cheque or a demand draft. You are simply required to write your account number behind the cheque or the demand draft in favour of Axis Bank. you can then drop the same at the nearest Axis Bank branch. There are certain things that you need to keep in mind. You should always drop the cheque five days before the due date and ensure that it is not post dated. The cheque should be drawn in favour of a local bank. As a matter of fact an Axis Bank cheque is processed within a day while for other bank’s cheque, the duration is at least 3-5 days
Cash payment: You can go to the nearest Axis Bank branch to make the Axis Bank credit card bill payment. You will be charged a service fee of ₹ 100 for the same. The payment will be processed on the same day itself.
Auto Debit facility: The credit card bill can also be paid using the auto debit facility. It will depend upon you whether you want to pay the complete amount at once or pay the minimum amount due. You can contact the customer care representative of the bank for the same. The amount will be debited accordingly from your savings or current account.
Payment at ATMs: You can now visit the nearest Axis Bank ATM for making the payment of your credit card bills. You have to nothing but simply insert your debit card and choose other services options. Then click on the option of bill payment and follow the procedure accordingly. The amount will be debited from account as soon as you confirm the process.
When it comes to making payments through online mode you get multiple options.
Through Internet Banking: Internet banking has become one of the most prefered ways of paying a bill. Simply login to Axis bank internet banking and go to Balance and Payments section and choose the relevant option to make the payment.
Through National Electronic Funds Transfer (NEFT): Through this facility you can make the bill payment from any other bank account. It will take only a day to process the transaction.
Through Visa Money Transfer: Visa Money Transfer can be used for making the card payment. Here you can use the net banking facility or Visa debit card to clear payments.
From the account of other banks: You have to simply use the net banking facility of the bank in which you have your account. It takes at least three days to process the payment.
Through your Mobile: Now you can pay off the dues by using your mobile phone. All you have to do is download the Axis Bank App from the app store and and then you can make instant payments. This method is not only convenient to the user but is secured as well.
Through Immediate Payment Service (IMPS): IMPS facility is very easy to use and you have to simply tap on the mobile screen. The transaction is cleared within a day. All you have to do is download the mobile banking application.
Through a SMS: With the help of a single SMS, you can make any sort of payment for your credit card bill. You will have to send an sms to 5676782. The format for the same will be CCP Last six Digit of Axis Bank saving or current account number the payment amount credit card number’s last four digit. You have to ensure that you send the same from your registered mobile number only.
Axis Bank Credit Card Online
The card users are provided with an Axis bank credit card login so that they are able to know the key details of their account. You can monitor the regular expenditure you make and repayment schedules. Every transaction is recorded and therefore it helps the cardholder to keep a track record of his/her usage.
Axis Bank Credit Card Customer Care
In case you have any query regarding your card, you can contact the customer care representative of the bank. There are two toll free numbers on which you can call to address your grievance. The toll free numbers are- 1800-209-5577 and 1800-103-5577. In case you want to register a complaint with the bank personally, you can go to the nearest branch.